Non-traditional loans open up new possibilities for homeownership. Whether you're self-employed, have unique financial circumstances, or need alternative options, our non-traditional loan products can help you achieve your dreams. Explore the flexibility and tailored solutions available to you and let us guide you towards the right mortgage for your specific situation.
Your Non-Traditional Financing Experts
Unlock innovative paths to homeownership with non-traditional financing solutions. These options cater to individuals with unique financial profiles, such as freelancers, self-employed professionals, or those with irregular income. Peak Mortgage is here to guide you through this flexible approach to mortgage lending.
Advantages of Non-Traditional Financing
Flexibility: Tailored solutions for diverse financial situations.
Alternate Income Consideration: Accommodates freelancers and self-employed individuals.
Inclusive Criteria: Opportunity for those who may not meet traditional employment standards.
Customized Solutions: Loans designed to match your unique financial needs.
Accessible Homeownership: A pathway for unconventional income earners to realize their dream homes.
Steps to Homeownership With Hobart Team
Get Pre-Approved
Unlock your home buying potential by getting pre-approved for a mortgage. With a clear understanding of your budget and loan eligibility, you can confidently embark on your journey to find the perfect home. Start with a pre-approval to make the home buying process smoother and more successful.
- Expert guidance for necessary financial paperwork.
- Personalized service from a trustworthy lender.
- Seamless online or in-person application process.
- Fast pre-approval with prompt review and tailored mortgage amount.
Finding an Agent - The Hobart Way
At The Hobart Team, we understand that finding your dream home is a journey close to your heart. Our mission is to make that journey a seamless and rewarding experience. With a deep understanding of the local real estate market, our team of dedicated professionals is committed to matching you with the perfect property.
Whether you’re searching for a cozy starter home, a spacious family retreat, or a luxurious estate, we’ve got you covered. We provide access to an extensive range of listings, ensuring you have a variety of options to explore. Our experienced real estate professionals will take the time to understand your unique preferences and needs, guiding you through the house-hunting process with expertise and care.
Find Your Dream Home
At The Hobart Team, we understand that finding your dream home is a journey close to your heart. Our mission is to make that journey a seamless and rewarding experience. With a deep understanding of the local real estate market, our team of dedicated professionals is committed to matching you with the perfect property.
Whether you’re searching for a cozy starter home, a spacious family retreat, or a luxurious estate, we’ve got you covered. We provide access to an extensive range of listings, ensuring you have a variety of options to explore. Our experienced real estate professionals will take the time to understand your unique preferences and needs, guiding you through the house-hunting process with expertise and care.
Make an Offer
You’ve found the home that captures your heart, and now it’s time to move forward with an offer. As your trusted mortgage lenders, The Hobart Team will be there to support you through this exciting step. While the realtor handles the negotiations, we work closely with you to ensure your financial preparation aligns with the offer process.
Our team of mortgage experts will assist you in understanding the financial aspects of the offer, providing valuable insights to help you make informed decisions. With our expertise and personalized guidance, you can approach the offer stage with confidence. Let The Hobart Team take care of the financing details, so you can focus on envisioning yourself in your future home. Trust us to be your dedicated partners throughout the process, helping you secure the mortgage that fits your needs seamlessly.
Final Stretch - Home Inspection
Once you’ve found your dream home and your offer has been accepted, you’ll schedule a home inspection with a qualified professional. They will conduct a comprehensive assessment of the property’s structure, systems, and overall condition. Armed with the inspection report, you’ll gain valuable insights into any potential issues or repairs needed, enabling you to make informed decisions about the property.
As your dedicated mortgage lenders, we fully support your home buying journey, including the home inspection process. We’re here to answer any questions you may have about financing, ensure a smooth loan application process, and provide you with peace of mind as you move closer to making your dream home a reality.
Secure Financing
Securing the right financing is not only essential but also a critical step towards achieving a successful homeownership journey. At The Hobart Team, we recognize the significance of this phase, and our team of experienced mortgage professionals is fully dedicated to guiding you through the entire financing process with expertise and care. We understand that each homebuyer has unique financial circumstances and aspirations, which is why we take the time to listen attentively to your needs, assess your financial situation, and explore various loan options that align perfectly with your goals.
With our support and guidance, you can confidently navigate the complexities of the financing process, ensuring that you are well-prepared to close on your new home. Our ultimate aim is to make the financing process smooth and stress-free, empowering you to embark on your homeownership journey with confidence and peace of mind.
Closing
Congratulations, you’re almost a homeowner! The closing marks the final step in the home buying process. Our team will ensure all necessary documents are prepared and signed, and the property ownership is officially transferred to you.
We’ll be there to answer any questions and provide support throughout the closing process, making sure everything is in order for a smooth transition to your new home. Let us handle the details, so you can focus on celebrating this significant milestone in your life.
People Are Talking
“Keith Hobart was amazing. This was my first time buying a home. Also purchasing the home in another state. he really went above and beyond to walk me through the steps of first time home buying.”
– Melanie J.
What makes Hobart the best partner for non-traditional loans?
Experience exceptional support with The Hobart Team, your premier partner for non-traditional loans. Our unparalleled understanding of diverse lending options, combined with personalized service, sets us apart. We offer transparent guidance, tailored solutions, and streamlined processes to ensure a smooth journey through non-traditional financing.
Count on us to navigate complexities, secure favorable terms, and make your unique homeownership aspirations a reality. With The Hobart Team, non-traditional loans become a strategic pathway to realizing your distinct housing dreams.
Frequently Asked Questions
What are non-traditional loans, and who are they suitable for?
Non-traditional loans encompass various lending options beyond conventional mortgages. They cater to borrowers with unique financial situations, such as self-employed individuals, freelancers, or those with irregular income streams, who may find it challenging to meet traditional lending criteria.
What types of non-traditional loans are available?
Non-traditional loans include bank statement loans, stated income loans, and other alternative documentation options. These loans consider alternative sources of income or assets, allowing borrowers to qualify based on their financial situation beyond standard employment records.
What are the benefits of choosing a non-traditional loan?
Non-traditional loans offer flexibility for borrowers with atypical income sources. They can provide a pathway to homeownership or refinancing for those who may not meet conventional lending requirements. These loans are designed to accommodate unique financial situations, helping borrowers achieve their real estate goals.
Ready to Get Started?
Contact your trusted mortgage lender today.